For MSMEs

For MSMEs, small businesses, vendors, and agri-businesses who deserve credit access without paperwork they were never positioned to produce.

How It Works for You

Everyday digital footprints, converted into a trustworthy, explainable signal — on your terms.

You Give Explicit Consent

UPI transactions, GST filings, and Account Aggregator data are only ever accessed with your explicit, purpose-bound consent — never before.

You Get a Trust Confidence Profile

A score, component breakdown, and confidence band computed from your own data — before you're ever exposed to a lender.

You Control Document Access

Any document a lender reviews is granted as scoped, time-bound, revocable, view-only access in-app — never downloaded, never "sent" — with a full audit trail.

Your Trust Compounds

Stronger confidence bands unlock a wider, better-priced set of offers across more lender types as your data trail grows.

What Builds Your Profile

No proprietary black box — just the everyday footprint you already have.

UPI Transactions

Everyday payment activity — velocity, regularity, resilience.

GST Filings

Formal filing history that reflects real business activity.

Account Aggregator Data

Consented financial data shared securely through the AA framework.

See Your Trust Confidence Profile

The fastest way in is the standalone Bankability Score app — no regulatory approval needed, and no lender involved until you choose one.