Resources

Everything currently available on OpenCredit's methodology, code, and progress.

Why Merchants Should Not Pay for UPI — an argument for beneficiary-pays economics in UPI monetisation.

India's Household Gold Is an Asset Class Waiting for Infrastructure — turning 23,000-31,000 idle tonnes into trusted, portable collateral.

OpenCredit: A Transparent UPI-Based Credit Scoring Framework for Financial Inclusion in India — the full technical paper.

The deterministic, rules-based scoring engine, released under Apache License 2.0 on GitHub.

What's available today and what's planned as the platform builds out.

The founder, leadership, and the milestones OpenCredit has hit on the way to launch.

Need Something Else?

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