Documentation
OpenCredit is under active development, with a public lender-integration API planned. Here's what's available today.
A public integration API for lender partners is on our roadmap. If you're a cooperative bank, NBFC, or merchant bank wanting early access, get in touch directly.
Open-Source Core
The underlying scoring engine is released under Apache License 2.0 — deterministic, rules-based, and forkable by any cooperative bank, NBFC, or fintech.
Read the Whitepaper
The full technical framework behind OpenCredit's Trust Confidence Profile, including methodology and validation.
Provisional Patent
The causal-lattice scoring methodology behind the platform has a provisional patent filed in India (application no. 202621000683).